Protect yourself from identity theft

Identity theft is the fastest growing crime in the United States. In 2005 11,137 identity theft crimes were committed in Illinois - 828% more than in 2000 DETER-DETECT-DEFEND Refer to: www.ftc.gov/idtheft

Identity thieves steal your personal identifying information such as name, address, date of birth, social security number, credit card number, driver's license number and use that information to fraudulently obtain credit, money and other goods and services.

Identity thieves may open a phony bank account, or steal from your bank account, obtain unauthorized credit cards, apply for a house or car loan or lease an apartment with a false name using your personal information. 

Protect yourself from these types of crime:

If you become a victim of identity theft

Contact your local police department or sheriff's office and file a report. Make sure to get a copy of the report in case your creditors need proof of the crime.

Then contact the fraud department of each of the three major credit bureaus:

Equifax 1-800-525-6285 www.equifax.com
Experian 1-888-EXPERIAN www.experian.com
Trans Union 1-800-680-7289 www.tuc.com

Tell them to flag your file with a fraud alert including a statement that creditors should get your permission before opening any new accounts in your name.

Next, contact the creditors for any accounts that have been tampered with or opened fraudulently. Ask to speak with someone in their security or fraud department and follow up in writing.

If it appears someone is using your social security number, get in touch with the Social Security Administration (1-800-772-1213) to verify the accuracy of your reported earnings and that your name is reported correctly.

You may also file a complaint with the Federal Trade Commission (FTC) by contacting their Identity Theft Hotline at 1-877-438-4338 (TDD 202-326-2502) or by mail:

Identity Theft Clearinghouse

Federal Trade Commission

600 Pennsylvania Avenue, NW

Washington D.C. 20580 

or online at www.consumer.gov/idtheft.

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